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Motorcycle Insurance Quotes in Estero, FL

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Ideal weather and scenic views make Estero an exceptional place to ride motorcycles. GreatFlorida Insurance wants every biker to enjoy the adventure of riding whether you are an enthusiast or a novice. Being out on the open road in Estero can leave you exposed to bad weather conditions and drivers not watching for cyclists. GreatFlorida Insurance can offer you an affordable motorcycle policy to protect you and your ride in Estero.

Do you need Motorcycle Insurance?

YES! It's as critical as wearing a helmet.

Motorcyclists know there's risk involved every time they hop on their bikes, but that doesn't stop them from revving up their engines to feel the wind on their face and the rush of a good ride.

In addition to protective gear like helmets, there are precautions that you can take with you on every ride. You'll never even know they're there—that is, until you need them.

A strong Estero Motorcycle Insurance policy is not an option that should be overlooked. That's why GreatFlorida Insurance provides motorcycle policies that give you the true freedom to ride.

A GreatFlorida Motorcycle Insurance Agent in Estero is ready to help you find the best deal. Get a free quote today by calling 239-495-3636 or completing our online quote request form.

What is included in my motorcycle insurance coverage?

  • Bodily injury liability coverage: When you're involved in an accident, the first thoughts you have undoubtedly involve assessing if you're injured followed by wondering if the other person (people) involved are injured.

    If you do injure or kill someone or if you need projection in a lawsuit against you, this type of coverage will protect you.

    What do you need? A GreatFlorida Insurance Agent in Estero will work with you to choose the level of limits of protection that best suits your needs.

  • Collision coverage: Accidents may cause damage to your motorcycle. Regardless of whether that damage is your fault or not, you will be protected when you have collision coverage included in your policy.

  • Accessories coverage: Most comprehensive policies include coverage for your accessories. When this type of damage occurs (including damage to your helmet), this coverage will pay it.

  • Comprehensive physical damage coverage: Sometimes damage occurs from something other than an accident, such as theft or vandalism. GreatFlorida Insurance can provide policies that cover these damages too.

  • Unisured/underinsured motorists coverage: Unfortunately, not everyone carries motorcycle insurance. When you are hit by someone who doesn't carry insurance, you'll still be projected when you have uninsured/underinsured motorists coverage in your policy.

Do I need motorcycle insurance under Florida law?

Florida law does not require motorcycle insurance. However, if you are charged with an accident that causes injuries, you will be required to obtain insurance (if there was no prior policy in place).

What types of medical coverage exist?

Choose between medical payments, no-fault or personal injury protection coverage for you and your passengers.

What types of motorcycles are covered?

GreatFlorida Insurance can create a custom policy for you regardless of the type of bike you ride. From moped insurance to scooter insurance to trike insurance to dirt bike insurance to motocross insurance, Harley-Davidson Insurance, there is a policy to fit every biker's needs.

How can I get started building my custom policy?

GreatFlorida Insurance makes it easy to create your custom motorcycle insurance policy.

Call 239-495-3636 or complete our online quote request form. A GreatFlorida Motorcycle Insurance Agent in Estero will help you find the best deal for you.

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Florida Motorcycle  Insurance Blog
by GreatFlorida Insurance
1/16/2019

Florida could become one of the first states to allow drivers to present a digital driver’s license stored on cellphones as proof of identification.

“It seems like an obvious transition with so much of our lives currently stored on our phones,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent auto insurance agency.

An electronic driver’s license legislative bill will be introduced this spring.  It is likely to be packaged with a proposal to create a database enabling police to access a driver’s auto insurance status as well.

Many benefits have driver’s excited over this proposal. Losing a driver’s license would not be so inconvenient and few would argue against having to visit the Department of Motor Vehicles for a replacement.

Also, a statewide data base would improve the chances of the police to catch uninsured drivers because the information is updated in real-time, unlike a hard copy of an insurance card or driver’s license. “This could help reduce the high percentage of uninsured motorists across the state,” says Ellsworth Buck, Vice President of GreatFlorida Insurance.

The electronic database however, would not replace traditional driver’s licenses, merely be supplemental. Almost all states in the U.S. currently recognizes electronic copies of auto insurance cards so a driver’s license seems the next logical progression.

According to the Sun Sentinel, 14 other state are also developing, studying and considering an electronic credentials program. They report, it could also be used for traffic stops, voting and purchasing liquor and any other reason you may need to present your driver’s license.

Security

While the advancement in technology is convenient, is it safe? Privacy advocates have expressed serious concern over the digital license. DMV.org reports, “many have openly worried that the trade-off for shiny screens and more convenience will be greater susceptibility – to police officers who are a little too curious, hackers looking to abuse the system, or anyone interested in stealing our identities, whether individually or en masse.”

Logically, a new database of information seems vulnerable to information hungry hackers. Yet, a digital driver’s license would be protected by passwords, PINs and other security features in addition to the typical security built into phones. If a plastic driver’s license is stolen or lost, you also face the same risks of someone taking your information without security protections.

GreatFlorida Insurance has knowledgeable agents across Florida who are committed to finding you the most affordable car insurance to fit your needs. Call 888-478-7801 or online at www.greatflorida.com for a free quote today.

The post Could Electronic Driver’s Licenses be in Florida’s Future? appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
1/9/2019

Who doesn’t want a fresh start in the new year? Setting goals for the upcoming year to improve our lives can help us to stay focused on success.

“In an effort to live a happier, healthier life many of us come up with a resolution,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

However, Forbes.com reports, 80 percent of New Year’s resolutions fail because people are overly ambitious with their goals. This statistic should not keep you from coming up with a resolution. But maybe focus on setting one that is more realistic to achieve.

So where do you start? Try evaluating a few areas of your life that you feel inspired to improve.

Health

Maybe you need to remove or add something to your diet to help you lose weight or lower your cholesterol. The Mayo Clinic reports, regular exercise can increase self-confidence, improve your sleep and reduce symptoms associated with mild depression and anxiety.

Finances

Money is a sensitive subject, but we can all agree, being anchored to debt is no way to live. Establishing a realistic budget can provide peace of mind. Financial guru, Dave Ramsey says establishing a budget will also reduce stress, build for the future, provide responsibility, as well as a help you dig your way out of debt.

Time

If you feel like you do not have enough time in the day, you probably need to re-evaluate your calendar. Extracurricular activities are great, but they can become a drain on your time. Plan vacations, date nights and family time in advance and stand firm to those dates. Also, remove activities that are not in line with your greatest values.

“Reclaim your schedule,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

Stuff

Do not underestimate the power of the clutter you have in your life. Clutter causes stress. An overabundance of stuff can be draining. Less stuff translates into less energy spent organizing and re-organizing and more time spent on the things you enjoy. De-cluttering your home gives you more control over your life.  It allows you to identify what is important and what you no longer need hanging around.

Author and Netflix star, Marie Kondo, encourages people to surround themselves with items that offer positive. She explains in her book, The Life-Changing Magic of Tidying Up, “We should be choosing what we want to keep, not what we want to get rid of.”

GreatFlorida Insurance provides homeowners insurance coverage for the things that matter to you and your family. Get a free quote today.

The post A Fresh Start in 2019 appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
12/26/2018

We are in the season where more people are coughing and blowing their nose. But, when is it necessary to see a doctor? What may seem like a simple cold can turn into a more complicated condition.

“While colds might not be severe, cold symptoms can take a lot out of you” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance company.

In fact, colds can wear down your immune system, leaving your body vulnerable to other health issues. Colds typically last for two weeks then go away.

So how can you tell if you have a cold or something more serious, like the flu? According to the Centers for Disease Control and Prevention (CDC), the common cold and flu are both respiratory illnesses with similar symptoms. However, those suffering from the flu have more intense symptoms along with fever and chills.

“If you are not sure if you or a family member needs to see a doctor, always call your physician’s office to get advice,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent health insurance company.

Below is a list compiled from consumer health website, EverydayHealth.com, of symptoms that require medical attention.

Children

  • Fever above 103 F or a fever that lasts more than three days
  • Symptoms that last more the 10 days
  • Trouble breathing, fast breathing or wheezing
  • Bluish skin color
  • Earache or drainage from the ear
  • Changes in mental state, such as not waking up, irritability or seizures
  • Flu-like symptoms that improve, then return with a fever and a worse cough
  • Worsening of a chronic medical condition

Adults

  • A high, prolonged fever above 102 F
  • Symptoms that last more than 10 days or get worse
  • Trouble breathing or shortness of breath
  • Pain or pressure in the chest
  • Fainting or feeling like you are about to faint
  • Confusion or disorientation
  • Severe, persistent vomiting
  • Severe pain in your face or forehead
  • Hoarseness, sore throat or a cough that won’t go away after 10 days

If you are looking for affordable and dependable health insurance for your family, give GreatFlorida Insurance a call today.

GreatFlorida Insurance is a authorized vendor of health insurance for Blue Cross & Blue Shield.

GreatFlorida Insurance is a authorized vendor of health insurance for Blue Cross & Blue Shield.

The post When to See the Doctor appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
12/18/2018

Before you gather around the table this holiday season to celebrate with family and friends, you might want to eliminate a few things from your refrigerator and pantry.

“This year, food recalls occur on an almost weekly basis,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance agency.

The US Food and Drug Administration (FDA) explain the increase in food recalls this year is not due to more contaminated food, but technological advancements in identifying tainted foods.

Below is a list of the most recent recalled food products.

Jimmy Dean Sausage

CTI Foods LLC, is recalling 29,028 pounds of frozen, ready-to-eat pork and poultry sausage links. The products may contain pieces of metal.

For more information: https://www.fsis.usda.gov/wps/portal/fsis/topics/recalls-and-public-health-alerts/recall-case-archive/archive/2018/recall-120-2018-release

Del Monte Canned Corn

Del Monte Foods Inc. is recalling 64, 242 cases of Fiesta Corn Seasoned with Red & Green Peppers, due to under-processing. These deviations could cause contamination by spoilage organisms or pathogens, which could lead to life-threatening illness if consumed.

For more information: https://www.fda.gov/Safety/Recalls/ucm628259.htm

Ground Beef

JBS Tolleson Inc. is recalling more than 12 million pounds of beef products for possible salmonella contamination. Over 100 retailers distributed the beef, including Sam’s Club and Walmart. The US Department of Agriculture (USDA) urges consumers to check their freezers for the tainted meat.

Salmonella symptoms include diarrhea, abdominal cramps and fever. Older adults, infants and those with a weakened immune system can develop a severe illness.

For more information: https://www.fsis.usda.gov/wps/portal/fsis/topics/recalls-and-public-health-alerts/recall-case-archive/archive/2018/recall-085-2018-EXP-release

Almond Butter & Sunflower Butter

Inspired Organics, LLC has issued a voluntary recall of Organic Almond Butter and Organic Sunflower Butter due to potential contamination of listeria. Listeria can cause serious and sometimes fatal infections in young children, frail or elderly people and other with weakened immune systems. It can also cause miscarriages and stillbirths among pregnant women.

For more information: https://www.fda.gov/Safety/Recalls/ucm628680.htm 

https://www.fda.gov/Safety/Recalls/ucm628186.htm

Salad Bowls

Apio Inc., issued a recall for several varieties of their pre-made salads. “Eat-Smart-Single-Serve Salad Shake Ups,” tested positive for listeria.

For more information: https://www.fda.gov/Safety/Recalls/ucm628566.htm

Vegetables

Now that we can safely consume romaine lettuce, the same farm that is suspected in the romaine lettuce outbreak, Adams Bros. Farming Inc., is recalling red and green leaf lettuce, as well as cauliflower for E. coli contamination.

It is important to note, none of the tainted produce was distributed to wholesalers in Florida.

For more information: https://www.foodsafetynews.com/2018/12/california-farm-suspected-in-romaine-outbreak-recalls-other-produce/

“If you are in possession of any of the following tainted food items, return them to the store for a refund or toss them out,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s most dependable independent health insurance agency.

GreatFlorida Insurance sends a Happy Holidays greeting to all our valued agents as well as our appreciated customers across the state.

The post What’s Safe to Eat this Holiday Season? appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
12/11/2018

Not everyone on the road this time of year is interested in spreading holiday cheer.

A new study by smartphone app GasBuddy says, individual’s driving habits are 175 percent more aggressive during the holiday season compared to the rest of the year. According to the study, Florida ranks 6 for states with the worst holiday drivers.

Their data also revealed that aggressive driving habits occur most during the beginning of the season, with more instances happening during the drive to the holiday destination, rather than on the return trip.

“People are under a lot of stress during the holidays and tend to lose their patience while driving,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s leading independent car insurance agency.

Aggressive driving is considered, hard breaking, speeding and quick accelerating.

A study by the AAA Foundation for Traffic Safety found nearly 80 percent of drivers expressed anger, aggression or road rage behind the wheel at least once in the previous year. They also report, over half of fatal crashes involved at least one driver who performed an aggressive action.

AAA recommends drivers, “Manage your behavior, manage your responses.” Do not be personally offended when you see other drivers doing something illegal or inconsiderate. Many drivers this time of year are rushed or distracted, so try and be forgiving. Also, do not respond or make contact with an aggressive driver looking for a confrontation.

Additionally, AAA reminds drivers, to remain calm and courteous while driving, it lowers your risk of a dicey encounter with another driver.

Their tips for dealing with hostility on the road:

  • Avoid eye contact with angry drivers.
  • Don’t respond to aggression with aggression.
  • If you feel you are at risk, drive to a public place such as a police station, hospital or fire station.
  • When you park, allow room so you can pull out safely if someone approaches you aggressively.
  • Use your horn to attract attention but remain in your locked vehicle.
  • If you are confronted, stay as calm and courteous as possible.
  • If you feel threatened, call 911.

“Florida does not require motorist to carry bodily injury coverage. So, if you are hurt by an aggressive driver who does not carry that coverage, you are responsible for the cost of your medical expenses,” reminds Buck with GreatFlorida Insurance.

Make sure you are properly covered through your auto insurance policy or health insurance plan, call GreatFlorida Insurance today.

The post Aggressive Driving Increases During the Holidays appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
12/4/2018

The Florida Department of Health recently issued a health advisory to inform the public of an increase in Hepatitis A cases across Florida,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent health insurance agency.

Since January 2018, 385 cases of hepatitis A virus (HAV) infection have been reported in Florida. This is more than three times the previous five-year average of 126 cases. Florida’s cases are beginning to mirror national trends.

The increase in hepatitis A cases to date is predominantly in the Tampa Bay and Orlando metropolitan areas. Unlike previous outbreaks, most of the latest cases do not involve international travel exposures.

Although infections have occurred across all demographic groups, approximately 68 percent of the recent cases are among males. The median age of cases is 37 years and the highest rates of disease are among persons 30-49 years.

The Mayo Clinic explains, “Hepatitis A is a highly contagious liver infection caused by the hepatitis A virus. The virus in one of several types of hepatitis viruses that cause inflammation and affect your liver’s ability to function.”

HAV is usually transmitted through person-to-person contact. The virus can also be transmitted from contaminated food, water or an object that’s infected. While mild cases do not require hospitalization, 77 percent of recent cases in Florida have required hospitalization. However, most people who are infected recover completely with no permanent liver damage.

Hepatitis A is a vaccine-preventable illness. Most health insurance companies cover the cost of a hepatitis A immunization. Check with your doctor, pharmacy or walk-in-clinic.

“Hepatitis A vaccines are provided free to all Florida children 18 and under,” reminds Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s top independent health insurance agency.

The Florida Department of Health says the best way to prevent the virus is through vaccination. Additionally, practicing good hygiene- including thoroughly washing hands after the bathroom, changing diapers and before eating and preparing food can prevent the spread of hepatitis A.

Symptoms of HAV include:

sudden nausea and vomiting

abdominal pain or discomfort

clay colored bowel movements

dark urine

loss of appetite

low grade fever

joint pain

jaundice

intense itching

Get your health insurance through a dependable company you know you can trust. GreatFlorida Insurance offers health insurance coverage through Florida Blue. Contact us today.

 

The post Hepatitis A Health Advisory Issued appeared first on The GreatFlorida Insurance Blog.

by GreatFlorida Insurance
11/28/2018

Floridians can finally enjoy the arrival of dry season. With it brings relief from oppressive heat and humidity along with cold fronts and cooler temperatures.

However, the Florida Forest Service also reminds us, drier days increase the chance for forest fires. So far in this year, 93,000 acres have burned across the state.

“Following fire-safe practices can protect your family and home,” says Ellsworth Buck, Vice President of GreatFlorida Insurance, Florida’s largest independent homeowners insurance agency.

To keep you and your home safe during these drier days, below are some tips.

Clear out dry vegetation-get ride of pine needles, dry leaves, dead palm fronds, dead sticks and twigs in your yard.

Don’t forget the roof-remove dry vegetation from the roof and clear out your gutters. Eliminate any overhang from trees as well. Cut any tree branches within 10 feet of your roof.

Mowing-cut dry weeds and grass before noon when temperatures are cooler.

Pick-up-keep woodpiles, propane tanks and combustible materials away from your home, garage or shed.

Water!

“To take your home protection a step further, the Florida Forest Service recommends creating a defensible space around your home,” says Ellsworth Buck, Vice President of, GreatFlorida Insurance Florida’s top independent homeowners insurance agency.

A defensible space, is Fire Wise landscaping. It increases the likelihood that your home will survive a wildfire even in the absence of firefighters. The U.S. Forest Service explains, Fire Wise landscaping is designed to minimize the spreading of a forest fire.

Your yard is split in four zones. Each zone represents a certain amount of space that extends from your home.

Zone 1, 0-30 ft. “defensible space”-plant nothing flammable against your home.

Zone 2, 30-60 ft. “fuel reduction”-use raised beds, stone walkways and patios.

Zone 3, 60-100 ft. “transition zone”-driveways within this zone provide a break.

Zone 4, 100 ft. + “perimeter zone”-even at a distance, it is important to maintain vegetation.

GreatFlorida Insurance offers homeowners insurance to fit your budget and your needs. Give us a call or go online for a quote today.

The post Preparing for Dry Season appeared first on The GreatFlorida Insurance Blog.